Advantages of Buying Subsidized Homes

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When deciding to buy a subsidized house from the government, you have to be careful. Indeed, the opportunity given by the government through FLPP KPR program (Housing Financing Liquidity Facility) is very pity if passed away. Especially for Low Income Communities (MBR) who are entitled to obtain these subsidized housing loans.


Here are the advantages when buying a subsidized home from the government.

Affordable prices

The first advantage of course you will get a house with affordable prices. As is known, subsidized houses are for the Low Income Community (MBR). So, the price must be adjusted to the ability of MBR pouch. For more information about Subsidized Homes you can visit Perumnas best home mortgage

Usually, Kemenpera gives leakage sale price of subsidized houses that will be built in several cities in Indonesia. The price per unit of subsidized house is different from one city to another.

Trusted Developer

Many developers or developers who work together in the program Ministry of Housing (Kemenpera) this. The developers have been registered with some official developer associations such as APERSI and REI.

In addition, although classified as a small developer, the developer already has several residential projects in other areas that have been completed or still in the sales process. Thus, the risk of any naughty developer is very small.

Potential Location

Typically, subsidized homes are located in industrial areas that are and will develop later. The areas near the industrial park are rapidly evolving and will become strategic areas to live in.

Distance to the industrial estate from the residential location was not too far away, only about 7-15 km. So for the citizens working in the area, subsidized housing lands become a strategic area to live in.

Not Indent House

No need to worry about the naughty hands of developers. Because Kemenpera has arranged in such a way that there is no indent home system for subsidized housing program. All houses are ready to be occupied (ready stock), to address the risk of failure to wake up.

Prospective buyers can check directly the condition of the house in the location concerned to ensure that the houses in the location has been built well and planned.

Easy Terms

To get subsidized housing from the government, the conditions to be met are not so difficult. In Kemenpera Regulation no. 3 Year 2014, stated that if prospective buyers want to buy in KPR-FLPP, it must meet the requirements, among others:

  • Indonesians are at least 21 years of age;
  • Have a steady income. Maximum income of Rp 4 million for the home site and a maximum of Rp 7 million for the house of prosperous stack;
  • Own NPWP.
  • Submit photocopy of SPT and PPh.
  • Do not have a private home;
  • Never received government subsidies for the home ownership process.

If you already meet the above requirements, it’s time you choose a mortgage bank FLPP.